Our associates analyze payment acceptance and processing strategies to help merchants and acquirers maximize net revenue.

Areas of Focus

  • Payment Facilitator business case development and gap analysis

  • Evaluation and selection of bank and processing partners.

  • Analysis and optimization of authorization, interchange fee qualification and processing

  • Development and management of acquirer/processor RFPs


Engagement Examples

CLIENT

Largest kiosk retailer

PROJECT OBJECTIVE

Reduce interchange and processing expense and obtain enhanced processor support and reporting

GVGROUP ACTIONS

  • Undertook comprehensive RFP to select new acquirer/processor relationship

  • Modeled cost and interchange expense for enhanced ongoing monitoring

  • Recommended near-term action and long-term strategy for new processor relationship

RESULTS

  • Helped client select processor and negotiated business terms for contract

  • Saved client over $60 million in I/C and processing expense over 3 year pro forma contract term

 

CLIENT

Top wholesale grocery

PROJECT OBJECTIVE

Enhance loyalty and reduce rising payment acceptance costs

GVGROUP ACTIONS

Developed payment processing strategies and migration for a payment processing company from a “merchant-of-record” to a “payment facilitator” business model with integrated payment gateway functionalities

RESULTS

  • Wholesale operator is in process of implementing new strategy, including multiple channel delivery to drive increased loyalty

  • Project cost savings of $10-15 million

 

CLIENT

Technology start-up company and payment service provider

PROJECT OBJECTIVE

Understand and potentially migrate the business and payment model to a SAAS and ISV payment provider

GVGROUP ACTIONS

Developed options and requirements for connecting to major acquiring banks and payment networks under different third-party models (i.e. merchant, payment facilitator, payment processor, independent sales organizations, merchant servicer, etc.)

RESULTS

Implemented GVGroup recommendations and have increased payment and processing volume by 10X while implementing more efficient cost and delivery structure