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Interviews, Presentations and Research Papers

In the rapidly evolving world of payments, there is a bewildering array of resources.

On this page, we have assembled a few resources that you may find useful. Click or browse below for interviews, presentations, research papers and other resources.

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Interviews
 

Sky Radio Network | 25 March 2003 | Also Aired on Select In-Flight Airline Programming

Consumer debt continues to soar, fueling a record in personal bankruptcies. In this segment of ABI's "Bankruptcy Today" for the Sky Radio Network, Judge William H. Brown, bankruptcy judge for the Western District of Tennessee, and Thomas A. Layman of Global Vision Group (formerly chief economist at Visa U.S.A.) discuss the causes and consequences of personal bankruptcy.

Presentations

 

Global Vision Group | 1997-2006

This GVGroup presentation gives an overview of the bankcard system, with a focus on credit bankcards. It contains a high level discussion of what a bankcard is and how it differs from other card-based payment products. The presentation shows what happens behind the scenes of a simple transaction between a cardholder and merchant, including the authorization and transaction settlement flows. In addition, the presentation contains an overview of how credit card issuers solicit accounts and decide who gets and who does not get a card, as well as what happens during the life cycle of a credit account. Finally, the presentation provides an overview of how banks manage credit bankcard risk.

Research Papers
 

Written by Global Vision Group for a major payment brand | 2005

Trust is an essential component of financial systems. Establishing and maintaining trust is an endless battle that pits financial institutions and governments against would-be criminals. This paper, prepared by Global Vision Group and published by the leading payments brand, describes how transactions are moving away from cash and checks toward electronic payments, and how one payment brand works to prevent criminal activity in the payment chain.

Other
Resources
 

ClearCommerce Corporation

"This Fraud Prevention Guide provides guidelines for online merchants on how to design and implement a best practice risk management process and in particular how to leverage the fraud management functionality provided by the ClearCommerce Engine. Successful and cost effective fraud prevention cannot be achieved by exclusively implementing one of the several fraud detection tools currently available..."

Silent Runner

"Risk management has reached a new level of importance in the information age. The growth of networked information systems and distributed computing has created a potentially dangerous environment..."

Xacta Corporation

"Xacta Corporation develops innovative enterprise risk management software that empowers organizations to proactively manage and monitor the security of their network environments in accordance with information security and privacy standards, regulations, guidelines and industry best practices..."

Beyond Managed Hosting: Why Smart Companies Are Choosing an Independent Management Partner to Ensure Uptime and Control Costs

Xacta Corporation

"The growing turbulence in the hosting provider market is causing e-business managers to re-think their web-site support strategies. This white paper discusses how a new model is emerging in which the infrastructure services of one or more hosting providers are complemented by the specialized, high-value services of an independent third-party management partner like InterOPS Management Solutions..."

 

 

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